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Pre-existing diseases refer to one's medical history of illnesses, such as heart disease, asthma, cholesterol, thyroid, novant health durham internal medicine associates durham, or cancer. These are diseases that one is already diagnosed with and suffering from before enrolling for any medical insurance plan. Many health insurance providers do not cover pre-existing diseases under their plans. However, it also depends on the insurance provider and policy you choose.

Some insurance providers cover pre-existing conditions but with a waiting period. During this period, you cannot raise claims for any treatment of pre-existing conditions.

Depending novant health durham internal medicine associates durham your health insurance provider, continue reading waiting period may vary between years. The duration from buying the health insurance policy until you can claim the benefits is called a waiting period. The insurance company does not accept policy claims made during this block time.

Every insurance company has a waiting period.

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