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Money was advanced on a ship or cargo, to be repaid with large interest if the voyage prospers. However, the money would not be repaid at all if the ship were lost, thus making the rate of interest high decision health login to pay for not only for the use of the capital but also for the risk of losing it fully described by Demosthenes. Loans of this character have ever since been common in maritime lands under the name of bottomry and respondentia bonds.

The direct insurance of sea-risks for a premium paid independently decision health login read article began in Belgium about AD. Separate insurance contracts i.

The decision health login known insurance contract dates from Genoa in In the next century, maritime insurance developed widely, and premiums were varied with risks. Insurance became far more sophisticated in Enlightenment-era Europewhere specialized varieties developed. Property insurance as we know it today can be traced to the Great Fire of Londonwhich in devoured more than 13, houses.

The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren 's inclusion of a site for "the Insurance Office" in his new plan for London in Initially, 5, homes were insured by his Insurance Office.

At the same time, the first insurance schemes for the underwriting of business ventures became available. By the end of the seventeenth century, London's growth as a centre for trade was increasing this web page to the demand for marine insurance. In the late s, Edward Lloyd opened a coffee housewhich became the meeting place for parties in the shipping industry wishing to insure cargoes and ships, including those willing to underwrite such ventures.

But, you will not be eligible for financial help. Who is eligible You may qualify for free or low-cost public health insurance based on your age and income. Enrollment services and deciaion counselors are also available to sorry, insurance cover New Yorkers who need help understanding and enrolling in health insurance.

Enroll online at NY State of Decision health login. Enroll in person through an health insurance assistor. Call or TTY: Call the HRA Helpline at Decision health login an application for Medicaid Apply to Medicaid by mail if you are one of these: 65 years old or older certified blind certified disabled institutionalized and applying for coverage of nursing home care.

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